Amazon adds another Pay with Cash Option

tubemonkey · 09-18-2019, 02:01 PM

Shop on Amazon, Pay in Cash

Quote:

Amazon PayCode Launches today in the U.S. giving customers who prefer to pay in cash another option to enjoy the convenience and benefits of shopping on Amazon

Amazon PayCode joins Amazon Cash which expands today to more than 15,000 Western Union agent locations

Amazon PayCode and Amazon Cash offer two options for customers that want to pay in cash with no added fees

Quote:

SEATTLE--(BUSINESS WIRE)--Sep. 18, 2019-- (NASDAQ: AMZN) — Amazon is making it even easier for customers to pay with cash. Amazon PayCode, already available in 19 countries around the world, launches today in the U.S. and allows customers to choose Amazon PayCode at checkout and then pay for their purchase in cash at one of 15,000 Western Union locations. Items ship once customers pay for their purchase in person at a participating Western Union location. Amazon PayCode will be rolling out to customers over the coming weeks. For more information, please go here. Separately, Amazon Cash, which enables customers to load cash into their Amazon Balance for making online Amazon purchases, is now available in over 100,000 cash-loading locations nationwide. Customers in the U.S. who prefer to use cash are now even more able to enjoy Amazon’s vast selection, low prices, and fast, free shipping with no fees.

Quote:

Amazon PayCode | Amazon Cash

Barbara1955 · 09-18-2019, 04:09 PM

Dang TM you beat me to it

Cash is great But IF I want something I just go Buy an Amazon Gift card. I put everything in Cart then go thru the purchase process then when it gives me Total I run to my nearest store that sell Gift cards buy one add to my account Check Out!

BTW Western Union Charges for this service!

theducks · 09-19-2019, 11:03 AM

Quote:

Originally Posted by Barbara1955

Dang TM you beat me to it

BTW Western Union Charges for this service!

Neither are Gift Cards Really. It is just that this Model moves who pays the service fee from the issuer to the user (the Gift cards seller is paid a commission to display and sell)

It can get even smellier for the Merchant:
tore branded Gift cards did not pay the commission until the card was used. In addition, it was only paid on the amount used, not the face value of the card. Note: Stats said 30% of Gift cards were never cashed or cashed out fully. The Corporation kept the Money, not the merchant.
IIRC California passed a law that cards with residuals under $10 MUST permit redeeming for cash.
How many consumers have really done that? The store is not required to remind you of this law.
How many of you HAVE gift cards laying about with residual amounts?

Deskisamess · 09-19-2019, 11:36 AM

I've never been a fan of gift cards, except for the occasional ones for grocery stores.

We use our Amazon Chase card for 99% of any purchase, Amazon or local retailers. We get on average $30 back each month, which more than pays for Prime. It also gives us the protection that comes with using a credit card. We pay it off each month, so no interest is charged.

We haven't paid interest on a credit card in over 10 years.

tubemonkey · 09-19-2019, 11:43 AM

Quote:

Originally Posted by Deskisamess

We haven't paid interest on a credit card in over 10 years.

I charge everything too and I've never paid interest on a credit card. I use the cash back rewards to buy my tech toys during Black Friday.

PeterT · 09-19-2019, 11:56 AM

I do use gift cards but for a different reason. There is a service in Canada called FundScrip which is a fund raising service for groups.

When I purchase a $100 gift card for groceries (for $100) the group I support gets $2.50. It's an easy way to help fund a group or organization.

Barbara1955 · 09-19-2019, 12:16 PM

Only gift cards I use are Amazon I buy at CVS or Walgreens go home add them to my account. No matter IF I have a credit card or my son Debit card Amazon uses the Gift Card balance 1st. I pay say $50 for card that's ALL I pay I spend ALL $50 at amazon.
IF I do this cash thing I have to pay say $50 + $3 [last time I used Western Union] I only get to spend $50 at Amazon I loose $3 that can add up.
I no clue what the Credit card adds to Amazon end. I know they dont add charges to my end for transactions. Any charges on Amazon end for Western Union?

CWatkinsNash · 09-19-2019, 11:35 PM

Quote:

Originally Posted by Barbara1955

IF I do this cash thing I have to pay say $50 + $3 [last time I used Western Union] I only get to spend $50 at Amazon I loose $3 that can add up.

According to the Western Union site, there are no fees added to the transaction. https://www.westernunion.com/paylocal/

Barbara1955 · 09-19-2019, 11:50 PM

Quote:

Originally Posted by CWatkinsNash

According to the Western Union site, there are no fees added to the transaction. https://www.westernunion.com/paylocal/

Seems there ARE Fees just:
No extra fees.

You don’t need to worry

DNSB · 09-20-2019, 12:02 AM

Quote:

Originally Posted by CWatkinsNash

According to the Western Union site, there are no fees added to the transaction. https://www.westernunion.com/paylocal/

To quote the expanded text (emphasis mine):

Quote:

No extra fees.

You don’t need to worry about credit card charges or hidden bank fees. Western Union doesn’t charge you for payment. Plus Amazon PayCode shows you clearly how much local currency is needed to make the purchase.

haertig · 09-20-2019, 01:32 AM

I'm afraid the cash in my wallet may become outdated and obsolete before I get around to using it. Or it may disintegrate into dust.

If you're that concerned about paying cash, why would you order online and then drive somewhere to pay with cash? Why not just drive to the store and buy it with cash in the first place? If it's the "buying on credit" part that scares you, just use a debit card. Those used to have far less protections than a credit card, but that has changed over the years. It's now quite safe to use a debit card, at least that's what the banks say. I don't use them personally, but others do.

I am surprised to hear that Western Union is still in existence. I would have thought they went the way of pay phones and leaded gasoline long ago.

Barbara1955 · 09-20-2019, 01:51 AM

haertig I Pay Everything with Cash! I even pay Cash for the Amazon Gift Cards. I use them 90% of the time for eBooks!

Barbara1955 · 09-20-2019, 01:56 AM

How will Amazon handle Refunds? I betting there a Whole Lot of fees to get a Refund thru Western Union!

haertig · 09-20-2019, 02:39 AM

After reading about Western Union, I did a Google search to see where the nearest one is to me. It's allegedly inside my local grocery store, one mile from my house. I've never seen it. Maybe it's part of the Customer Service Desk, manned by grocery store employees?

DiapDealer · 09-20-2019, 07:22 AM

Quote:

Originally Posted by haertig

I've never seen it. Maybe it's part of the Customer Service Desk, manned by grocery store employees?

That's how it is around here. UPS dropoff, Western Union, dog licensing--all performed by regular store employees at the service desk.

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09-18-2019, 04:09 PM	#2
Barbara1955 Non-Techy Posts: 4,455 Karma: 15499273 Join Date: Feb 2011 Location: WV---USA Device: Samsung Cell Phone & Amazon Fires & Kobo eReaders	Dang TM you beat me to it Cash is great But IF I want something I just go Buy an Amazon Gift card. I put everything in Cart then go thru the purchase process then when it gives me Total I run to my nearest store that sell Gift cards buy one add to my account Check Out! BTW Western Union Charges for this service!

09-19-2019, 11:36 AM	#4
Deskisamess Wizard Posts: 2,689 Karma: 43102409 Join Date: Sep 2012 Location: Ohio Device: iPhone 7+, iPad mini, 2021 iPad Pro 12.9",Paperwhite 6.8"	I've never been a fan of gift cards, except for the occasional ones for grocery stores. We use our Amazon Chase card for 99% of any purchase, Amazon or local retailers. We get on average $30 back each month, which more than pays for Prime. It also gives us the protection that comes with using a credit card. We pay it off each month, so no interest is charged. We haven't paid interest on a credit card in over 10 years.

09-19-2019, 11:56 AM	#6
PeterT Grand Sorcerer Posts: 12,774 Karma: 75242724 Join Date: Nov 2007 Location: Toronto Device: Libra H2O, Libra Colour	I do use gift cards but for a different reason. There is a service in Canada called FundScrip which is a fund raising service for groups. When I purchase a $100 gift card for groceries (for $100) the group I support gets $2.50. It's an easy way to help fund a group or organization.

09-19-2019, 12:16 PM	#7
Barbara1955 Non-Techy Posts: 4,455 Karma: 15499273 Join Date: Feb 2011 Location: WV---USA Device: Samsung Cell Phone & Amazon Fires & Kobo eReaders	Only gift cards I use are Amazon I buy at CVS or Walgreens go home add them to my account. No matter IF I have a credit card or my son Debit card Amazon uses the Gift Card balance 1st. I pay say $50 for card that's ALL I pay I spend ALL $50 at amazon. IF I do this cash thing I have to pay say $50 + $3 [last time I used Western Union] I only get to spend $50 at Amazon I loose $3 that can add up. I no clue what the Credit card adds to Amazon end. I know they dont add charges to my end for transactions. Any charges on Amazon end for Western Union?

09-20-2019, 01:32 AM	#11
haertig Wizard Posts: 1,804 Karma: 26951450 Join Date: Sep 2017 Device: PW3, Fire HD8 Gen7, Moto G7, Sansa Clip v2, Ruizu X26	I'm afraid the cash in my wallet may become outdated and obsolete before I get around to using it. Or it may disintegrate into dust. If you're that concerned about paying cash, why would you order online and then drive somewhere to pay with cash? Why not just drive to the store and buy it with cash in the first place? If it's the "buying on credit" part that scares you, just use a debit card. Those used to have far less protections than a credit card, but that has changed over the years. It's now quite safe to use a debit card, at least that's what the banks say. I don't use them personally, but others do. I am surprised to hear that Western Union is still in existence. I would have thought they went the way of pay phones and leaded gasoline long ago.

09-20-2019, 01:51 AM	#12
Barbara1955 Non-Techy Posts: 4,455 Karma: 15499273 Join Date: Feb 2011 Location: WV---USA Device: Samsung Cell Phone & Amazon Fires & Kobo eReaders	haertig I Pay Everything with Cash! I even pay Cash for the Amazon Gift Cards. I use them 90% of the time for eBooks!

09-20-2019, 01:56 AM	#13
Barbara1955 Non-Techy Posts: 4,455 Karma: 15499273 Join Date: Feb 2011 Location: WV---USA Device: Samsung Cell Phone & Amazon Fires & Kobo eReaders	How will Amazon handle Refunds? I betting there a Whole Lot of fees to get a Refund thru Western Union!

09-20-2019, 02:39 AM	#14
haertig Wizard Posts: 1,804 Karma: 26951450 Join Date: Sep 2017 Device: PW3, Fire HD8 Gen7, Moto G7, Sansa Clip v2, Ruizu X26	After reading about Western Union, I did a Google search to see where the nearest one is to me. It's allegedly inside my local grocery store, one mile from my house. I've never seen it. Maybe it's part of the Customer Service Desk, manned by grocery store employees?

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